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Summary
AEGIS 4.0
AEGIS 4.0 Integrated
Civil and Credit Records

Getting to know your applicant's history can help you discover behavior or integrity issues you may want to further explore. Obtaining civil record histories and/or personal credit information can help you gain a broader picture of the person you are evaluating.

Civil Records

Applicants with a civil litigation history could be a risk to your company. To help you evaluate past behaviors that may not be suitable for employment within your organization, BIB can provide you with civil record searches in counties and federal districts where an applicant has resided, worked, or attended school for the past 7 years.

A civil records search may identify suits filed by individuals or corporations, including product liability suits, civil rights violations, judgments for non-payment of goods, and litigation related to divorce, marriage, and child custody.

BIB will report the information found in civil records, which often includes: date of filing, suit description, disposition, disposition date, and identifiers used to discover the civil record.

Credit History Records

When the job requires financial responsibility, credit history information may help you better understand your applicant's history in managing their personal financial responsibilities. Using one of the three National Credit Reporting Agencies, BIB can provide credit history information that will help you identify open loans, collections, judgments and other lien information.

Information obtained from an employment credit history may help identify risks, that you can discuss with your candidate, in an effort to make better job fit assessments and employment decisions.

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